Thomas v. Backgroundchecks.com – $18 million settlement

CLA resolved FCRA claims for a class of about 430,000 consumers who Backgroundchecks.com failed to properly notify when it sold employment background checks about them. The settlement resulted in Backgroundchecks.com paying $18 million from which class members received a portion.

Firm News, Updates & Insights

Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
  Consumer Litigation Associates " fix an incorrectly reported date of delinquency and reclaim your score" Estimated Read Time ≈ 5 minutes Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a...
Data Double-Takes: Why the Social Security Death Master File Gets It Wrong
  Consumer Litigation Associates “Mistaken for Dead: The Bureaucratic Nightmare You Didn’t See Coming” Estimated Read Time ≈ 12 minutes   Every so often, a living person gets the shock of being told by a bank, creditor, or government agency...