Clark v. TransUnion, LLC – groundbreaking settlement

CLA represented a class of approximately 20 million consumers against TransUnion for violations of the FCRA. In yet another first-of-its-kind settlement, TransUnion agreed to that all existing public records (like tax liens and civil judgments) will be removed from consumer’s reports. Class members were also eligible for cash payments due to Trans Union’s misreporting of these records.

Firm News, Updates & Insights

Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...
Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a fresher “date of first delinquency” (DOFD) on an old debt so it looks brand-new. The practice keeps negative info alive beyond the...