John Maravalli

 

John Maravalli is a dedicated advocate who combines his legal expertise with technological skills to defend consumer rights in the digital age. A native of Williamsburg, Virginia, he brings a broad range of experiences to his role at Consumer Litigation Associates. His 13-year service as an Air Force Intelligence Analyst for the National Security Agency (NSA) and the Defense Intelligence Agency (DIA) provided him with a strong background in cybersecurity, data science, and machine learning.

John’s commitment to justice began with his Criminal Justice studies at Angelo State University in San Angelo, Texas. He then earned his Juris Doctor from Regent University School of Law. His detail-oriented, analytical approach helps him tackle complex legal issues and offer innovative solutions.

He defends clients who face problems such as incorrect credit reports, identity theft, and unfair debt collection practices, as well as other violations of consumer rights. He is well-versed in federal and state consumer protection laws, including the Virginia Consumer Protection Act, Fair Credit Reporting Act, Truth in Lending Act, and Fair Debt Collection Practices Act. John is passionate about making sure that rapid advances in technology do not outpace the legal protections available to consumers.

Education
  • Regent University School of Law, J.D., 2023
  • Angelo State University, B.A., Criminal Justice, 2018
Bar & Court Admissions
  • Virginia State Bar, 2023

Success Stories

Sanders v. Global Radar Acquisition – $3.6 million settlement
CLA resolved the FCRA claims of a class of consumers on whom Global Radar provided background checks without obtaining the appropriate certifications from the users...
Gibbs v. Rees and TCV – $50 million settlement
CLA represented a national class of consumers who borrowed money at what they believed were legal rates because of the lenders’ supposed alignment with American...
Berry v. LexisNexis Risk Management, Inc. – groundbreaking settlement
CLA represented a class of consumers against a company that claimed the FCRA did not apply to it, so it would not comply with any...
Brim v. Midland Credit Management – $723,000 FCRA jury verdict
A federal jury returned a verdict for CLA’s client Mr. Brim against debt buyer Midland Credit Management in a case where Midland attempted to collect...
Domonoske/Rivera v. Bank of America – $10 million settlement
CLA negotiated an eight-figure settlement for a class of consumers alleging Bank of America failed to meet the FCRA’s requirement that it provide certain credit...
Hargrett v. Amazon.com – $5 million settlement
CLA resolved the FCRA claims of approximately 454,000 consumers that led to one of the country’s largest employers revising its background-check procedures so they would...
Thomas v. Equifax Information Services, LLC – watershed settlement
CLA represented a class against Equifax for violations of the FCRA relating to its reporting of public records like liens and judgments. The result was...
Moody v. Ascenda USA, Inc. – $2.5 million settlement
CLA resolved claims of nearly 50,000 consumers nationwide, and leading to both defendants revising their procedures so that they would comply with the FCRA. The...
Ridenour v. Sterling Infosystems, Inc. – $5.9 million settlement
CLA represented a nationwide class of 36,002 consumers on whom Sterling sold background checks to employers. All told, a national class and a subclass of...
Gibbs v. Plain Green, LLC and Great Plains Lending, LLC – $55 million groundbreaking settlement
CLA represented classes against lenders Plain Green, LLC and Great Plains Lending, LLC for violations of federal and various state laws by (a) making and...
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John Maravalli
Consumer Litigation Associates

 

John Maravalli is a dedicated advocate who combines his legal expertise with technological skills to defend consumer rights in the digital age. A native of Williamsburg, Virginia, he brings a broad range of experiences to his role at Consumer Litigation Associates. His 13-year service as an Air Force Intelligence Analyst for the National Security Agency (NSA) and the Defense Intelligence Agency (DIA) provided him with a strong background in cybersecurity, data science, and machine learning.

John’s commitment to justice began with his Criminal Justice studies at Angelo State University in San Angelo, Texas. He then earned his Juris Doctor from Regent University School of Law. His detail-oriented, analytical approach helps him tackle complex legal issues and offer innovative solutions.

He defends clients who face problems such as incorrect credit reports, identity theft, and unfair debt collection practices, as well as other violations of consumer rights. He is well-versed in federal and state consumer protection laws, including the Virginia Consumer Protection Act, Fair Credit Reporting Act, Truth in Lending Act, and Fair Debt Collection Practices Act. John is passionate about making sure that rapid advances in technology do not outpace the legal protections available to consumers.

Consumer Litigation Associates 763 J. Clyde Morris Blvd. Suite 1-A Newport News, Virginia 23601 (757) 930-3660
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Firm News, Updates & Insights

Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
  Consumer Litigation Associates " fix an incorrectly reported date of delinquency and reclaim your score" Estimated Read Time ≈ 5 minutes Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a...
Data Double-Takes: Why the Social Security Death Master File Gets It Wrong
  Consumer Litigation Associates “Mistaken for Dead: The Bureaucratic Nightmare You Didn’t See Coming” Estimated Read Time ≈ 12 minutes   Every so often, a living person gets the shock of being told by a bank, creditor, or government agency...