Hargrett v. Amazon.com – $5 million settlement
Hargrett v. Amazon.com – $5 million settlement

CLA resolved the FCRA claims of approximately 454,000 consumers that led to one of the country’s largest employers revising its background-check procedures so they would comply with the FCRA. Class members also had the ability to claim a share of up to $5 million in gift-card or cash settlement benefits.

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Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
June 24, 2025
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...
Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
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Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
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  Consumer Litigation Associates " fix an incorrectly reported date of delinquency and reclaim your score" Estimated Read Time ≈ 5 minutes Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a...
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