If you’re struggling with bad credit due to inaccurate information, you may be considering a credit repair organization—but speaking with an FCRA attorney instead can save you money and deliver better, legal results. Before you pay a credit repair company,...
Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
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