Free Case Review
Emily Kennedy
Associate

Emily Connor Kennedy is a committed attorney with over a decade of experience.Driven by a genuine desire to empower consumers and uphold their rights, Emily is a trusted ally for individuals seeking resolution in complex legal matters—especially those involving violations by abusive corporations. Her practice focuses on consumer-protection laws, including the Fair Credit Reporting Act, mortgage protections (RESPA / Reg X), the Truth in Lending Act, the Electronic Fund Transfer Act, the Fair Debt Collection Practices Act, and state consumer-protection statutes. She also has extensive expertise in consumer-bankruptcy law.

Throughout her career, Emily has shared her knowledge with audiences nationwide, speaking on consumer-law and bankruptcy topics.

Emily is a long-time member of the National Association of Consumer Advocates and serves on the Board of Directors for the Virginia Poverty Law Center.

Speaking Engagements

CLE Presentations

  • Post-Confirmation Issues in Chapter 13
    National Association of Chapter Thirteen Trustees (NACTT) — Annual Seminar | July 2016
  • Discharge in Bankruptcy and Remedies Under the Fair Credit Reporting Act
    NACTT — Annual Seminar | July 2017
  • Consumer Protection Litigation and Bankruptcy: Intersections and Collisions
    Richmond Bar Association | October 2017
  • Is it Arbitrary? When Are Contractual Arbitration Clauses Enforceable Against Debtors? Does an Objection to Proof of Claim Trigger a Contractual Arbitration Clause?
    NACTT — Annual Seminar | July 2018
  • FDCPA New Requirements, FCRA Update
    Credit Education Coalition — Fall Consumer Bankruptcy Seminar | October 2018
  • The ABCs of Consumer Protection: FCRA, FDCPA, RESPA, EFTA, and More
    Hampton Bar Association | August 2019
  • Should I Recommend Bankruptcy When My Client…
    VPLC — Annual Statewide Legal Aid Conference | October 2019
  • When Is Bankruptcy the Best Solution for Legal Aid Clients?
    VPLC — Annual Statewide Legal Aid Conference | 2021 (session recorded October 2019)
  • Debtor’s Rights for Generalists
    Virginia State Bar Pro Bono Conference | October 2022
  • Introduction to the Fair Credit Reporting Act
    Practising Law Institute | August 2024
  • What Bankruptcy Lawyers Should Know About the Fair Credit Reporting Act
    The NACTT Academy | December 2024

Non-CLE Presentations

  • Matters in Consumer Bankruptcy
    Virginia Association of Housing Counselors (VAHC) — Annual Conference | April 2013
  • Equitable Equity: Financial Regulations and Protections for Consumers
    George Mason University Center for Economic Education | July 2021
  • Bankruptcy and Medical Debt
    Virginia Poverty Law Center | September 2023

Education

  • B.S., Psychology, Cum Laude, Wofford College, Spartanburg, SC
  • J.D., Cum Laude, T.C. Williams School of Law, University of Richmond, Richmond, VA

Professional Memberships & Recognitions

  • Virginia Supreme Court
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. District Court, Eastern District of Virginia
  • U.S. Bankruptcy Court, Eastern District of Virginia
  • Virginia Bar Association
  • Richmond Bar Association
  • CALI Excellence for the Future Awards: Wills & Trusts; Trademark & Unfair Competition Law; Sales & Leases

Honors

  • Super Lawyers — Rising Stars (2019–2023)
  • Best Lawyers — Ones to Watch (2023)
  • Best Lawyers — Women in the Law (2025)

Affiliations

  • Virginia Poverty Law Center — Board of Directors, Immediate Past President
  • City of Richmond Treasurer’s Financial Awareness Coalition — Former Member

Success Stories

CLA Continues Strong with the Virginia Poverty Law Center (VPLC)
On July 1, 2025, CLA attorney Emily Connor Kennedy finished her term as the President of the Board of Directors for Virginia Poverty Law Center....
Sanders v. Global Radar Acquisition – $3.6 million settlement
CLA resolved the FCRA claims of a class of consumers on whom Global Radar provided background checks without obtaining the appropriate certifications from the users...
Gibbs v. Rees and TCV – $50 million settlement
CLA represented a national class of consumers who borrowed money at what they believed were legal rates because of the lenders’ supposed alignment with American...
Berry v. LexisNexis Risk Management, Inc. – groundbreaking settlement
CLA represented a class of consumers against a company that claimed the FCRA did not apply to it, so it would not comply with any...
Brim v. Midland Credit Management – $723,000 FCRA jury verdict
A federal jury returned a verdict for CLA’s client Mr. Brim against debt buyer Midland Credit Management in a case where Midland attempted to collect...
Domonoske/Rivera v. Bank of America – $10 million settlement
CLA negotiated an eight-figure settlement for a class of consumers alleging Bank of America failed to meet the FCRA’s requirement that it provide certain credit...
Hargrett v. Amazon.com – $5 million settlement
CLA resolved the FCRA claims of approximately 454,000 consumers that led to one of the country’s largest employers revising its background-check procedures so they would...
Thomas v. Equifax Information Services, LLC – watershed settlement
CLA represented a class against Equifax for violations of the FCRA relating to its reporting of public records like liens and judgments. The result was...
Moody v. Ascenda USA, Inc. – $2.5 million settlement
CLA resolved claims of nearly 50,000 consumers nationwide, and leading to both defendants revising their procedures so that they would comply with the FCRA. The...
Ridenour v. Sterling Infosystems, Inc. – $5.9 million settlement
CLA represented a nationwide class of 36,002 consumers on whom Sterling sold background checks to employers. All told, a national class and a subclass of...
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Emily Kennedy
Consumer Litigation Associates

Emily Connor Kennedy is a committed attorney with over a decade of experience.Driven by a genuine desire to empower consumers and uphold their rights, Emily is a trusted ally for individuals seeking resolution in complex legal matters—especially those involving violations by abusive corporations. Her practice focuses on consumer-protection laws, including the Fair Credit Reporting Act, mortgage protections (RESPA / Reg X), the Truth in Lending Act, the Electronic Fund Transfer Act, the Fair Debt Collection Practices Act, and state consumer-protection statutes. She also has extensive expertise in consumer-bankruptcy law.

Throughout her career, Emily has shared her knowledge with audiences nationwide, speaking on consumer-law and bankruptcy topics.

Emily is a long-time member of the National Association of Consumer Advocates and serves on the Board of Directors for the Virginia Poverty Law Center.

Speaking Engagements

CLE Presentations

  • Post-Confirmation Issues in Chapter 13
    National Association of Chapter Thirteen Trustees (NACTT) — Annual Seminar | July 2016
  • Discharge in Bankruptcy and Remedies Under the Fair Credit Reporting Act
    NACTT — Annual Seminar | July 2017
  • Consumer Protection Litigation and Bankruptcy: Intersections and Collisions
    Richmond Bar Association | October 2017
  • Is it Arbitrary? When Are Contractual Arbitration Clauses Enforceable Against Debtors? Does an Objection to Proof of Claim Trigger a Contractual Arbitration Clause?
    NACTT — Annual Seminar | July 2018
  • FDCPA New Requirements, FCRA Update
    Credit Education Coalition — Fall Consumer Bankruptcy Seminar | October 2018
  • The ABCs of Consumer Protection: FCRA, FDCPA, RESPA, EFTA, and More
    Hampton Bar Association | August 2019
  • Should I Recommend Bankruptcy When My Client…
    VPLC — Annual Statewide Legal Aid Conference | October 2019
  • When Is Bankruptcy the Best Solution for Legal Aid Clients?
    VPLC — Annual Statewide Legal Aid Conference | 2021 (session recorded October 2019)
  • Debtor’s Rights for Generalists
    Virginia State Bar Pro Bono Conference | October 2022
  • Introduction to the Fair Credit Reporting Act
    Practising Law Institute | August 2024
  • What Bankruptcy Lawyers Should Know About the Fair Credit Reporting Act
    The NACTT Academy | December 2024

Non-CLE Presentations

  • Matters in Consumer Bankruptcy
    Virginia Association of Housing Counselors (VAHC) — Annual Conference | April 2013
  • Equitable Equity: Financial Regulations and Protections for Consumers
    George Mason University Center for Economic Education | July 2021
  • Bankruptcy and Medical Debt
    Virginia Poverty Law Center | September 2023

Education

  • B.S., Psychology, Cum Laude, Wofford College, Spartanburg, SC
  • J.D., Cum Laude, T.C. Williams School of Law, University of Richmond, Richmond, VA

Professional Memberships & Recognitions

  • Virginia Supreme Court
  • U.S. Court of Appeals for the Fourth Circuit
  • U.S. District Court, Eastern District of Virginia
  • U.S. Bankruptcy Court, Eastern District of Virginia
  • Virginia Bar Association
  • Richmond Bar Association
  • CALI Excellence for the Future Awards: Wills & Trusts; Trademark & Unfair Competition Law; Sales & Leases

Honors

  • Super Lawyers — Rising Stars (2019–2023)
  • Best Lawyers — Ones to Watch (2023)
  • Best Lawyers — Women in the Law (2025)

Affiliations

  • Virginia Poverty Law Center — Board of Directors, Immediate Past President
  • City of Richmond Treasurer’s Financial Awareness Coalition — Former Member
Consumer Litigation Associates 763 J. Clyde Morris Blvd. Suite 1-A Newport News, Virginia 23601
(757) 930-3660
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Firm News, Updates & Insights

Mixed Credit Files in Vietnamese and Other Communities
July 1, 2025
Consumer Litigation Associates Can Fix A Mixed Credit File Issue If you’re unfamiliar with what a mixed credit file is, start with our introductory blog post on mixed files HERE or visit our practice areas page on Credit Report Issues...
Better Than Credit Repair? Why You Should Call an FCRA Lawyer First
June 27, 2025
If you’re struggling with bad credit due to inaccurate information, you may be considering a credit repair organization—but speaking with an FCRA attorney instead can save you money and deliver better, legal results. Before you pay a credit repair company,...
Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
June 24, 2025
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...
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