Clark v. Experian Information Solutions, Inc. – watershed settlement

CLA represented a national class against Experian for violations of the FCRA relating to how accurately Experian reported public records like civil judgments and tax liens. This second groundbreaking settlement provided relief to every consumer that suffered some type of adverse action as a result of Experian’s inaccurate reporting of a judgment or lien. Experian also agreed to not include any civil judgment or tax lien on any consumer report unless the underlying public records, as well as the disposition, are available to Experian with sufficient personal identifying information to conclusively match the record to a consumer file.

Firm News, Updates & Insights

Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
  Consumer Litigation Associates " fix an incorrectly reported date of delinquency and reclaim your score" Estimated Read Time ≈ 5 minutes Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a...
Data Double-Takes: Why the Social Security Death Master File Gets It Wrong
  Consumer Litigation Associates “Mistaken for Dead: The Bureaucratic Nightmare You Didn’t See Coming” Estimated Read Time ≈ 12 minutes   Every so often, a living person gets the shock of being told by a bank, creditor, or government agency...