Soutter v. Equifax – $3 million settlement

In another first-of-its kind settlement, CLA represented a class of approximately 88,573 members on whom Equifax inaccurately reported public records like tax liens and civil judgments. In addition to paying $3 million from which class members received benefits, Equifax agreed to stop reporting, for five years, all Virginia General District Court judgments for all consumers.

Firm News, Updates & Insights

Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...
Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a fresher “date of first delinquency” (DOFD) on an old debt so it looks brand-new. The practice keeps negative info alive beyond the...