Thomas v. Equifax Information Services, LLC – watershed settlement

CLA represented a class against Equifax for violations of the FCRA relating to its reporting of public records like liens and judgments. The result was a groundbreaking, nationwide settlement in which Equifax stopped reporting such information for a period of several years, and could only commence reporting them again if it met certain requirements designed to make that reporting as accurate as possible. Equifax also agreed to the creation of a no-fault remedy for recovery of significant money damages for any consumer that was harmed by the reporting of inaccurate civil judgments or tax liens.

Firm News, Updates & Insights

Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
  Consumer Litigation Associates " fix an incorrectly reported date of delinquency and reclaim your score" Estimated Read Time ≈ 5 minutes Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a...
Data Double-Takes: Why the Social Security Death Master File Gets It Wrong
  Consumer Litigation Associates “Mistaken for Dead: The Bureaucratic Nightmare You Didn’t See Coming” Estimated Read Time ≈ 12 minutes   Every so often, a living person gets the shock of being told by a bank, creditor, or government agency...