Ryals v. Hireright Solutions, Inc. – $28.375 million settlement
In one of the largest FCRA class settlements to date, CLA represented a class against HireRight for failure to provide notice to consumers on whom HireRight reported negative information and, when consumers disputed inaccuracies, HireRight failed to properly investigate. The...
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Success Stories

Sanders v. Global Radar Acquisition – $3.6 million settlement
CLA resolved the FCRA claims of a class of consumers on whom Global Radar provided background checks without obtaining the appropriate certifications from the users...
Gibbs v. Rees and TCV – $50 million settlement
CLA represented a national class of consumers who borrowed money at what they believed were legal rates because of the lenders’ supposed alignment with American...
Berry v. LexisNexis Risk Management, Inc. – groundbreaking settlement
CLA represented a class of consumers against a company that claimed the FCRA did not apply to it, so it would not comply with any...
Brim v. Midland Credit Management – $723,000 FCRA jury verdict
A federal jury returned a verdict for CLA’s client Mr. Brim against debt buyer Midland Credit Management in a case where Midland attempted to collect...
Domonoske/Rivera v. Bank of America – $10 million settlement
CLA negotiated an eight-figure settlement for a class of consumers alleging Bank of America failed to meet the FCRA’s requirement that it provide certain credit...
Hargrett v. Amazon.com – $5 million settlement
CLA resolved the FCRA claims of approximately 454,000 consumers that led to one of the country’s largest employers revising its background-check procedures so they would...
Thomas v. Equifax Information Services, LLC – watershed settlement
CLA represented a class against Equifax for violations of the FCRA relating to its reporting of public records like liens and judgments. The result was...
Moody v. Ascenda USA, Inc. – $2.5 million settlement
CLA resolved claims of nearly 50,000 consumers nationwide, and leading to both defendants revising their procedures so that they would comply with the FCRA. The...
Ridenour v. Sterling Infosystems, Inc. – $5.9 million settlement
CLA represented a nationwide class of 36,002 consumers on whom Sterling sold background checks to employers. All told, a national class and a subclass of...
Gibbs v. Plain Green, LLC and Great Plains Lending, LLC – $55 million groundbreaking settlement
CLA represented classes against lenders Plain Green, LLC and Great Plains Lending, LLC for violations of federal and various state laws by (a) making and...

Firm News, Updates & Insights

Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
June 24, 2025
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...
Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
June 10, 2025
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
June 8, 2025
  Consumer Litigation Associates " fix an incorrectly reported date of delinquency and reclaim your score" Estimated Read Time ≈ 5 minutes Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a...
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