Gibbs v. Plain Green, LLC and Great Plains Lending, LLC – $55 million groundbreaking settlement
CLA represented classes against lenders Plain Green, LLC and Great Plains Lending, LLC for violations of federal and various state laws by (a) making and collecting loans with annual interest rates in excess of the amount allowed by state law;...
Clark v. Experian Information Solutions, Inc. – watershed settlement
CLA represented a national class against Experian for violations of the FCRA relating to how accurately Experian reported public records like civil judgments and tax liens. This second groundbreaking settlement provided relief to every consumer that suffered some type of...
Campos-Carranza v. Credit Plus, Inc. – $750,000 settlement
CLA resolved the FCRA claims of approximately 18,500 consumers, alleging Credit Plus failed to establish or follow reasonable procedures to assure maximum possible accuracy of the information contained on MERS reports, some of the most commonly used reports in home-buying...
Kelly v. Business Information Group, Inc. – $3.3 million settlement
CLA represented a national class of consumers on whom the defendant sold reports to potential employers without meeting FCRA requirements for notifying consumers about the reports or ensuring their contents were complete and up-to-date. The settlement provided practice changes and...
Clark v. TransUnion, LLC – groundbreaking settlement
CLA represented a class of approximately 20 million consumers against TransUnion for violations of the FCRA. In yet another first-of-its-kind settlement, TransUnion agreed to that all existing public records (like tax liens and civil judgments) will be removed from consumer’s...
Witt v. Corelogic National Background Data, LLC – groundbreaking settlement
CLA’s dogged investigation and skill allowed it to resolve the FCRA claims of over 200,000 consumers against defendants who steadfastly claimed the FCRA did not apply to them, so they owed consumers no FCRA protections. The settlement paid cash to...
Manuel v. Wells Fargo Bank – $12 million settlement
CLA represented a class against Wells Fargo Bank for violations of the FCRA relating to the obtaining and use of background checks for employees and applicants. The case resulted in a nationwide settlement of $12,000,000, from which class members obtained...
Henderson v. AlliedBarton Security Services, LLC – $2.4 million settlement
CLA resolved the FCRA claims of approximately 20,926 against AlliedBarton Security Services for failure to provide notice to individuals about whom it ran employment background checks and did not provide appropriate notice in doing so. Class members received shares of...
Ryals v. Strategic Screening Solutions, Inc. – $1.6 million settlement
CLA represented a class of consumers against Strategic Screening for failure to provide notice to individuals about whom it ran employment background checks and did not provide appropriate notice. Class members received shares of a $1,600,000 settlement fund.
Thomas v. Backgroundchecks.com – $18 million settlement
CLA resolved FCRA claims for a class of about 430,000 consumers who Backgroundchecks.com failed to properly notify when it sold employment background checks about them. The settlement resulted in Backgroundchecks.com paying $18 million from which class members received a portion.

Success Stories

CLA Continues Strong with the Virginia Poverty Law Center (VPLC)
On July 1, 2025, CLA attorney Emily Connor Kennedy finished her term as the President of the Board of Directors for Virginia Poverty Law Center....
Sanders v. Global Radar Acquisition – $3.6 million settlement
CLA resolved the FCRA claims of a class of consumers on whom Global Radar provided background checks without obtaining the appropriate certifications from the users...
Gibbs v. Rees and TCV – $50 million settlement
CLA represented a national class of consumers who borrowed money at what they believed were legal rates because of the lenders’ supposed alignment with American...
Berry v. LexisNexis Risk Management, Inc. – groundbreaking settlement
CLA represented a class of consumers against a company that claimed the FCRA did not apply to it, so it would not comply with any...
Brim v. Midland Credit Management – $723,000 FCRA jury verdict
A federal jury returned a verdict for CLA’s client Mr. Brim against debt buyer Midland Credit Management in a case where Midland attempted to collect...
Domonoske/Rivera v. Bank of America – $10 million settlement
CLA negotiated an eight-figure settlement for a class of consumers alleging Bank of America failed to meet the FCRA’s requirement that it provide certain credit...
Hargrett v. Amazon.com – $5 million settlement
CLA resolved the FCRA claims of approximately 454,000 consumers that led to one of the country’s largest employers revising its background-check procedures so they would...
Thomas v. Equifax Information Services, LLC – watershed settlement
CLA represented a class against Equifax for violations of the FCRA relating to its reporting of public records like liens and judgments. The result was...
Moody v. Ascenda USA, Inc. – $2.5 million settlement
CLA resolved claims of nearly 50,000 consumers nationwide, and leading to both defendants revising their procedures so that they would comply with the FCRA. The...
Ridenour v. Sterling Infosystems, Inc. – $5.9 million settlement
CLA represented a nationwide class of 36,002 consumers on whom Sterling sold background checks to employers. All told, a national class and a subclass of...

Firm News, Updates & Insights

Mixed Credit Files in Vietnamese and Other Communities
Consumer Litigation Associates Can Fix A Mixed Credit File Issue If you’re unfamiliar with what a mixed credit file is, start with our introductory blog post on mixed files HERE or visit our practice areas page on Credit Report Issues...
Better Than Credit Repair? Why You Should Call an FCRA Lawyer First
If you’re struggling with bad credit due to inaccurate information, you may be considering a credit repair organization—but speaking with an FCRA attorney instead can save you money and deliver better, legal results. Before you pay a credit repair company,...
Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...