Sanders v. Global Radar Acquisition – $3.6 million settlement
CLA resolved the FCRA claims of a class of consumers on whom Global Radar provided background checks without obtaining the appropriate certifications from the users of those reports. The case resulted in a settlement fund of $3.6 million, from which...
Gibbs v. Rees and TCV – $50 million settlement
CLA represented a national class of consumers who borrowed money at what they believed were legal rates because of the lenders’ supposed alignment with American Indian Tribes. CLA and its co-counsel were successful in challenging the legality of the loans,...
Berry v. LexisNexis Risk Management, Inc. – groundbreaking settlement
CLA represented a class of consumers against a company that claimed the FCRA did not apply to it, so it would not comply with any of the FCRA’s requirements. The resulting settlement paid money to class members who had inaccurate...
Brim v. Midland Credit Management – $723,000 FCRA jury verdict
A federal jury returned a verdict for CLA’s client Mr. Brim against debt buyer Midland Credit Management in a case where Midland attempted to collect a debt that Mr. Brim had paid, but the original creditor applied his payment to...
Domonoske/Rivera v. Bank of America – $10 million settlement
CLA negotiated an eight-figure settlement for a class of consumers alleging Bank of America failed to meet the FCRA’s requirement that it provide certain credit disclosures to consumers in a timely manner. Eligible class members received cash payments as part...
Hargrett v. Amazon.com – $5 million settlement
CLA resolved the FCRA claims of approximately 454,000 consumers that led to one of the country’s largest employers revising its background-check procedures so they would comply with the FCRA. Class members also had the ability to claim a share of...
Thomas v. Equifax Information Services, LLC – watershed settlement
CLA represented a class against Equifax for violations of the FCRA relating to its reporting of public records like liens and judgments. The result was a groundbreaking, nationwide settlement in which Equifax stopped reporting such information for a period of...
Moody v. Ascenda USA, Inc. – $2.5 million settlement
CLA resolved claims of nearly 50,000 consumers nationwide, and leading to both defendants revising their procedures so that they would comply with the FCRA. The settlement allowed class members to receive shares of two settlement pools, $1.1 million from Ascenda...
Ridenour v. Sterling Infosystems, Inc. – $5.9 million settlement
CLA represented a nationwide class of 36,002 consumers on whom Sterling sold background checks to employers. All told, a national class and a subclass of Virginians were eligible for shares of the $5.9 million settlement.
Gibbs v. Plain Green, LLC and Great Plains Lending, LLC – $55 million groundbreaking settlement
CLA represented classes against lenders Plain Green, LLC and Great Plains Lending, LLC for violations of federal and various state laws by (a) making and collecting loans with annual interest rates in excess of the amount allowed by state law;...

Success Stories

Sanders v. Global Radar Acquisition – $3.6 million settlement
CLA resolved the FCRA claims of a class of consumers on whom Global Radar provided background checks without obtaining the appropriate certifications from the users...
Gibbs v. Rees and TCV – $50 million settlement
CLA represented a national class of consumers who borrowed money at what they believed were legal rates because of the lenders’ supposed alignment with American...
Berry v. LexisNexis Risk Management, Inc. – groundbreaking settlement
CLA represented a class of consumers against a company that claimed the FCRA did not apply to it, so it would not comply with any...

Firm News, Updates & Insights

Cleaning Up Your Credit Report: Outdated Negative Items and the FCRA 7-Year Rule
    Consumers working to clean up their credit reports often run into the issue of outdated negative items lingering on their credit history. The federal Fair Credit Reporting Act (FCRA) – specifically 15 U.S.C. § 1681c – sets strict rules...
Mixed Credit Files: When Someone Else’s Information Gets On Your Credit Report
Imagine this scenario: You apply for a loan or credit card, confident in your responsible financial history, but you’re unexpectedly denied. Checking your credit report, you find loans and accounts you never opened listed there. You may ask yourself, “Why...
Re-Aged Debt Disputes: Fix an Incorrect Date of Delinquency Fast
Credit reports should tell an honest story about your past. Account re-aging rewrites that story by slapping a fresher “date of first delinquency” (DOFD) on an old debt so it looks brand-new. The practice keeps negative info alive beyond the...